Tracy Windhorst
Branch Manager/Sr. Mortgage Consultant 
NMLS #487563

"Local, Honest, and Reliable... exactly what you want in a Lender!"

509-252-4000 (office)
509-599-3101 (cell)

About Me

I have been in the mortgage origination industry for 25 years now. In 2012, I took the leap of faith after working for banks and larger mortgage companies my whole life and went into an ownership position with my brother Tim Windhorst and colleague Rande McMaster at Heritage Home Loans. We opened up our Spokane Valley location in 2012 and have been growing our business to become one of the most desired lenders in the Spokane market area.

We have instituted in-house processing and in-house underwriting which has created a very quick turn time for loan approvals and closing. Our Loan Officer Compensation plans are top in the industry while our pricing and fees assessed to clients are some of the lowest in the industry as we have done away with traditional over-head and bureaucracy of the larger banks and lending institutions. We strive to be each and every client’s lender for life and go out of our way to make each client’s experience with us a pleasurable one.

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